Privacy Policy is owned by Netcred Limited ('Netcred') which is for the purposes of the United Kingdom Data Protection Act 1998 ('the Act') the Data Controller and is situated in Stockport, England (full postal address to be found on the contact page). The Act gives United Kingdom users the right to access information that is held about them. Any access request may be subject to a fee of up to £15.00 sterling (plus VAT) to meet Netcred's administration costs in providing details of the information that Netcred holds about the requesting user.

Netcred operates the site located at the url which is an online identity verification service referred to as the "Netcred Services". This policy applies to a "Visitor" (which means a person who browses Netcred's Website, but is not a member) or a "Member" (which means a person who has been accepted by Netcred as member of the Website. The term "User" refers to a Visitor or a Member.

As part of the Netcred Services, members will register and set-up personal profiles which contain personal information, including such things as:

Other Information Submitted by Members to

Netcred also collects Member-submitted account information such as name and e-mail address, to identify Members and send notifications related to the use of the Netcred Services. During the verification process additional information is required but this information is not recorded by Netcred. Only the outcome of the verification process will be stored.

Information Not Directly Submitted by Users to

Netcred also collects some information from Users that is not personally identifiable, such as your IP address. This information is gathered from all Users.

Information that Members do not submit to us logs non-personally-identifiable information including IP address, profile information and aggregate user data from Users. This data is used for security purposes to manage the website, track usage and improve the Netcred Services.

Sharing of the Information this Site Gathers and/or Tracks

Where you are expressly informed otherwise, we do not sell, rent, share, trade or give away any of your personal information, unless required by law or for the protection of your Membership. However, Netcred may share profile information and aggregate usage information in a non-personally identifiable manner with third parties in order to present to Members and other Users of the Netcred Services more targeted products and services. In such situations we will never disclose information that would personally identify you. For our service to be of most benefit to you we may be asked to share confirm or disclose mutually agreed data items such as your gender, location and or age by another Member or a Partner Site (as defined in our Terms and Conditions) jointly referred to as Netcred Users. All such data will be communicated always subject to our agreements with Netcred Users.


The Netcred Website contains links to other websites. This includes links that are placed there by Netcred such as in advertisements. Netcred is not responsible for the privacy practices of any other website or service. Users should be aware of when they leave the website, and should read the privacy policies of each and every website that collects personally identifiable information. This privacy policy applies solely to information collected by

Use of Cookies

We use cookies on the Netcred website to store Users' preferences and to record session information. The reason for using cookies includes, but is not limited to, ensuring that Users are not repeatedly offered the same advertisements, and to customize newsletter, advertising, and Web page content based on browser type and user profile information. We do not and will not use cookies to collect private information from any User which they did not intentionally submit to us, other than as stated in this Privacy Policy.

We use both "session ID cookies" and "persistent cookies." We use session ID cookies to make it easier for you to navigate our site. A session ID cookie expires when you close you browser. A persistent cookie remains on your hard drive for an extended period of time. Note also that Members may optionally use a cookie to remember their e-mail address in order to automatically log in to our website (commonly known as the "remember me" function). You can remove persistent cookies by following directions provided in your Internet browsers "help" file; however, please note that, if you reject cookies or disable cookies in your web browser, you may not be able to use features of the Netcred Services. allows 3rd party advertisers that are presenting advertisements on some of our pages to set and access their cookies on your computer. Advertisers' use of cookies is subject to their own privacy policies, not the Privacy Policy.

Third Party Advertising

Ads appearing on this Web site may be delivered to users by or one of our Web advertising partners. Our Web advertising partners may set cookies. These cookies allow the ad network to recognize your computer each time they send you an online advertisement. In this way, the ad network may compile information about where you, or others who are using your computer, saw their advertisements and determine which ads are clicked on. This information allows an ad network to deliver targeted advertisements that they believe will be of most interest to you. This privacy statement covers the use of cookies by and does not cover the use of cookies by any advertisers.


The account of every Member is protected by a member-created password and other security questions. While we cannot guarantee the security of Member account information, Netcred takes reasonable precautions to protect the information of its Members, as well as information collected from other Users. We use industry standard or better measures to protect all information that is stored on our servers and within our database. We limit the access to this information to those employees who need access to perform their job function such as our customer service personnel and technical staff. If you have any questions about the security at our website, please contact us through any of the channels on our contact page or phone our help and support team on 0870 644 4029.

Sharing and Disclosure of Information Collects

Except as otherwise described in this privacy statement, Netcred will not disclose personal information to any third party unless we believe that disclosure is necessary: (1) to comply with any laws, rules or regulations of duly constituted governmental authorities; (2) to respond to a subpoena, search warrant or other legal process received by Netcred, whether or not a response is required by applicable law; (3) to enforce Netcred's Terms of Use or to otherwise protect the legal rights of Netcred; or (4) to protect the security or safety of members of the public and Users. Netcred reserves the right to transfer personal information to a successor in interest that acquires rights to that information as a result of (a) the sale of Netcred Limited or (b) a sale of substantially all of the assets of Netcred Limited or (c) any member of the Netcred group of companies which means Netcred Limited's subsidiaries, the ultimate holding company and its subsidiaries as defined under section 736 of the United Kingdom Companies Act 1985.

Changes in Our Privacy Policy

If we change our privacy policy, we will post those changes on our web site so Members and other Users of the Netcred website are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If we are going to use Members' or other Users' personally identifiable information in a manner different from that stated at the time of collection, we will notify those Members and users via e-mail or by placing a prominent notice on our website.


If you have any questions about this privacy policy or the Netcred privacy practices, please contact us - all details are to be found on our contact page